Past Problems.

• self employed with no accounts or have only recently started trading?
• Mortgage arrears?
• CCJs or defaults registered ?
• A low credit score or poor payments in the past?
• or been turned down for a loan?
• Defaults, bad credit loan, adverse credit loan?

We may still be able to help you by offering you a secured loan.

In most cases there are no fees charged. There are absolutely never any fees
charged up front, all fees are added to the loan.
Loans are secured to residential property and a fee of up to 10% may be charged.
The fee will be determined by the extent of each applicant's own problems.

To start the application process we require you to apply on-line

Rates from 9.9% APR. Variable - Typical 17.9% APR

We also have a range of plans with rates up to 29.9% APR allowing us to help customers even with the most severe credit problems. Consolidating debts may increase the term & total amount payable. Loans secured on property.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Mortgages - The actual rate available will depend upon your circumstances ask for a personalised illustration. The overall cost for comparision is 8.6% APR subject to plan chosen. A completion fee may apply which would vary dependent upon your circumstances. An estimate would be £1495.