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Secured
loans.
Secured loans are for homeowners only and
are secured on your residential property.
You may qualify even if you have low
equity or have had problems
in the past
The
minimum loan is £3,000
. The rate can be fixed if required and there
is the option of waiting 3 months to make
your first payment on selected plans.
There
are no fees involved for our standard secured
loans and the approximate time scale to completion
is 2 weeks.
Your
loan can be used to buy a car, go on holiday,
improve your home or consolidate your credit.
To
start the application process we require you
to apply
on-line
Rates
from 9.9% APR. Variable - Typical 17.9% APR
We also have a range of plans with rates up
to 29.9% APR allowing us to help customers
even with the most severe credit problems.
Consolidating debts may increase the term
& total amount payable. Loans secured
on property.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS
AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED
IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE
OR ANY OTHER DEBT SECURED ON IT.
Mortgages - The actual rate available will
depend upon your circumstances ask for a personalised
illustration. The overall cost for comparision
is 8.6% APR subject to plan chosen. A completion
fee may apply which would vary dependent upon
your circumstances. An estimate would be £1495.
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